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What information is needed for the application,
and is it kept private? Anything you submit over our website is 100 percent, fully secure, and we never ever share it with anyone except by permission --that is, if you’re giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money. In turn, those mortgage lenders are bound by federal law to keep your information secure. Items you need for a Mortgage Application | 1. | Previous two years’ W-2 forms. | | 2. | Most recent paycheck stubs covering a 30-day period. | | 3. | Copies of bank statement for the last 3 months on each account. | | 4. | Cancelled checks for the last 12 month or year-end mortgage
account statement along with cancelled checks covering the payment YTD. | | 5. | Sales contact on home you are purchasing. | | 6. | Current landlord’s name, address and telephone number. | | 7. | Self-employed borrowers need 2 years’ tax returns and YTD Profit Loss balance sheets prepared by a third party accountant. | | 8. | Name, address and account numbers on all installment debts. | | 9. | Credit card name, account numbers and balances along with minimum monthly payment. | | 10. | College transcript if student within the last 2 years. | | 11. | Copy of divorce decree if applicable. | | 12. | Copies of most recent statement: IRA’s, 401(k), CDs, stocks, bonds, profit sharing, etc. |
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